Our policies

Financial security for you and your loved one-that priceless peace of mind- is just one click away. We work with the best companies to find the best policies that would put you first and foremost.

Term Life InsuranceBảo hiểm tử kỳ

The most simple and affordable life insurance option

Product details

Customized term lengths

10, 15, 20 and 30-years terms.

Benefit amounts

$50,000 to $1.5 million

Policy issue ages

20 - 65

Extra features

Guaranteed renewable
Guaranteed level premiums

Permanent Life Insurance-with Living benefits

Your best financial vehicle with the most comprehensive coverage

Signature Products

Million Dollar Baby:

Your solution to your child’s future financial dilemmas: rising costs and funds for education, living expenses, tax benefit of wealth transfer or inheritance...

Your Retirement Income Stream:

Your path to financial freedom that allow you to enjoy life to the fullest

How Smart Money Insurance works

To make sure your policy stands the test of time, we work with some of the largest and most respected insurance companies in the world. You get the dependability of centuries-old-industry giants and the convenience of a modern technology company.

We’ve digitized the entire life insurance application process so that it takes minutes compared to weeks with traditional companies. Once you apply, we analyze your information against all of our products in real-time so that we can match you with the best policy and price available to you. Then it’s up to you to activate if you like what you see.

We make it easy to check life insurance off your list, without the pressure of pushy salespeople. However, if you do have questions, our team of licensed agents is here to help along the way.

Why Smart Money Insurance

Fast, easy application

Our application is simple, straightforward, and 100% online–meaning you can apply for life insurance from the comfort of your home. Most applicants don’t even need a medical exam.

Money-back guarantee

If you’re not happy with your policy in the first 30 days for any reason, we’ll refund your payment in full. After that, you are also free to cancel your policy at any time if it do not work for you, with no cancellation fees.

Lifetime customer support

Whether you need technical support, answers to your life insurance questions, or unbiased advice from a licensed agent, our team is available to help.