Permanent Life Insurance-with Living benefits
IF
- You want coverage for the rest of your life.
- You want a policy that builds cash value for flexible expenditures.
- You want a policy that can be used as a supplement income for your retirement.
- You’re willing to pay a higher premium for the unique benefits of this coverage.
- You want to establish a practice that allows you to pass down not just an asset but also a legacy to your next generation and so forth.
THEN Index Universal Life is your answer. This product has reached a new milestone in its comprehensive protection solutions. While term life insurance lasts for a definite term period, permanent life insurance is designed to last for the rest of your life. A payout is guaranteed at the time of death for the beneficiaries, while some of your contribution (the money you paid into the policy-your premium) is set aside to build “cash value.” This type of permanent life insurance product gives you the option to exercise the living benefits (pre-access to your death benefits when medically qualified) at no additional costs.
Hidden power of IUL: (Index Universal Life)
- Competitive premium rates enable customers to benefit from protection with higher sum insured (face amount)
- Higher investment return with no-loss guarantee feature
- Effective financial instrument to sustain a stable living standard (retirement income stream option)
- Tax benefit on capital gain and wealth transfer
We work with a wide range of different insurance carriers. Bearing in mind your financial goals and objectives, we would tailor the best policy that would give you the most comprehensive protection. Replace “why purchase with smart money insurance” with We take pride in our two well designed signature products:
Planning your retirement with IUL:
- Financial freedom enables you to enjoy life to its fullest
- Your human life income protection and replacement
- Establish a high rate of return source of funds for flexible usage: vacation, medical, gift to your youngsters...
- Provide unlimited tax-free stream of income if well designed
- Every single of your hard-earned penny is optimized even in your sleep
Why Smart Money Insurance is your best choice?
Expert advice
You don’t have to talk to an agent if you don’t want to. Get our team of licensed agents are here to help find the right life insurance policy for you.
Flexible coverage
Choose between 10, 15, 20, and 30-year terms.
Fast process
What traditionally took weeks can now be done in minutes. Many applicants do not even need a medical exam.
Get free consultation
Scheduling a free, no-obligation conversation is quick and easy.
