Term life insurance
What is it and how does it work?
- Buy only what you need: various term durations allow you to tailor the amount of coverage for the length of time you need
- Convertibility: many term policies allow you to convert to permanent insurance
- Protection for many needs: help protect your home, coverage beyond your working years, solutions for single parents or options for business (group term life)
- Your monthly premium works as a monthly subscription that promises your family financial protection
- Your beneficiaries receive cash payment referred to as the “death benefit” to cover expense or income loss related to your passing
Why term life:
- You need to replace your income over a specified period of time (like raising children or paying off a mortgage)
- You need to cover short-term financial responsibilities such as a loan or credit card debt
- You need additional coverage temporarily, such as during child-raising years or starting a business
- You want the most affordable coverage
- You want a more streamlined and straightforward process
Why Smart Money Insurance is your best choice?
Expert advice
You don’t have to talk to an agent if you don’t want to. Get our team of licensed agents are here to help find the right life insurance policy for you.
Flexible coverage
Choose between 10, 15, 20, and 30-year terms.
Fast process
What traditionally took weeks can now be done in minutes. Many applicants do not even need a medical exam.
Get free consultation
Scheduling a free, no-obligation conversation is quick and easy.
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